RM 9 Zoning Description (Luxury, Clear, Investor Friendly) Rarely available RM 9 zoning — the potential is unlimited. This flexible designation allows multi family development (duplex, triplex, or small multi unit configurations depending on lot size) and the ability to operate certain low impact, owner occupied businesses such as a smoke shop, insurance office, or similar service based uses with proper city approval. Whether you're looking to build income producing units or open your own business, RM 9 gives you options that standard residential zoning simply doesn't. A true opportunity for investors, developers, and entrepreneurs. Brand New Roof! Also falls within first time home buyer loan programs with no mortgage insurance and up to 1% standard market rates.