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Pedro Casanova

| The KREN Group | Keller Williams Premier Properties | PLACE

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1210 Cactus St , Key Largo, FL 33037
$1,695,000
Est. Payment: $8,554.80/mo
4 Bed
4.5 Bath
3120 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience the best of Florida Keys living in this exceptional canal-front CBS home featuring a durable concrete roof, over 3,100 sq. ft. of living space, and direct ocean access. Perfectly positioned for boating, fishing, diving, and water adventures, this property offers the ideal blend of comfort, convenience, and island lifestyle — with easy mainland access for commuting. The spacious two-story residence is designed for both everyday living and entertaining. The second-floor main level features an open-concept layout connecting the living room, dining area, and kitchen, creating a welcoming space for gatherings with family and friends. The upper level includes a beautifully appointed new primary suite with a spacious bedroom and private bath, along with a guest bedroom, guest bathroom, and a versatile office/multi-purpose room with an additional full bath. A permitted first-floor addition, completed in 2001, provides added flexibility with two bedrooms, one and a half baths, and a garage — ideal for guests, extended family, or additional living space. Boaters will appreciate the 60-foot split-level concrete dock with step-down access, perfect for kayaks, paddle boards, and lower-profile vessels. The property also offers ample parking for boats, RVs, and trailers, making it easy to enjoy everything the Florida Keys has to offer. Wake up, step outside, and head straight to the water for a morning paddle, fishing excursion, dive adventure, or sunset cruise.

Highlights

Listed by Joel Young , 305-432-6610 American Caribbean Real Estate , 305-451-4078. REALTOR Association of Greater Miami and the Beach

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

200 Annually

Year Built

1979

County

Monroe

Area

98 Florida Keys

Neighborhood

Rock Harbor Estate

Listing ID

A12046590

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Laminate,Tile
Other:Bedroom on Main Level,Bathtub,Dual Sinks,Second Floor Entry,First Floor Entry,Living/Dining Room,Separate Shower,Upper Level Primary,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:< 1/4 Acre
Zoning:IS
Roof:Concrete
Others:Balcony,Deck,Fence
Sewer:Public Sewer
Parking Features:Attached Carport,Attached,Covered,Garage,RV Access/Parking,Garage Door Opener
Principal Interest
$8,555
Taxes
$673
HOA
$200

Home Price

$1,695,000

Loan Details

30 yrs
6.482%

Down Payment

20%
$339,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,554.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,554.80 $672.58 $200.00 $9,427.38
Yearly $102,657.56 $8,071.00 $2,400.00 $113,128.56
Total $3,079,726.84 $242,130.00 $72,000.00 $3,393,856.84

Today's Rates

30 Year

6.48%

20 Year

6.26%

15 Year

5.94%

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Market insight data is pulled from the same city as the listing being viewed (Key Largo, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by REALTOR Association of Greater Miami and the Beach, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T02:00:00.000Z

© 2026 REALTOR Association of Greater Miami and the Beach