Owner financing may be considered for qualified investors and second-home purchasers! A rare opportunity to acquire a Key Largo property with seller financing available for non-homestead/non-owner-occupied buyers with a minimum $400,000 down payment. Illustrative terms include 9% interest, 30-year amortization, a 5-year balloon, and principal and interest payments only (subject to seller approval). Offered at compelling land-value pricing, this charming Key Largo retreat provides immediate enjoyment while you plan and build your dream elevated Keys residence. Nestled on sought-after Ocean View Blvd and surrounded by luxury waterfront estates, the impeccably maintained home features terrazzo floors, hurricane-impact windows and doors, newer appliances and systems, covered parking, and tropical landscaping. Live in it, lease it, or use it as your residence during the design and permitting process. The spacious lot offers room for expansion, a pool, boat parking, or a custom island estate designed to capture the bay breezes and Keys lifestyle. Ideally located less than an hour from Miami and minutes from marinas, boating, fishing, waterfront dining, and world-famous Snappers Restaurant. A unique opportunity to secure a premium Key Largo address today while creating exceptional long-term value tomorrow.