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Pedro Casanova

| The KREN Group | Keller Williams Premier Properties | PLACE

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21 Harbor Dr , Key Largo, FL 33037
$1,100,000
Est. Payment: $5,872.40/mo
0.14 Acres
Status: active | Days on site: 11
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House Description

ROGO ALLOCATION AWARDED • APPROVED BUILDING PLANS • DIRECT BAY ACCESS! Exceptional opportunity to build your dream waterfront home in the desirable Sunset Waterways subdivision of Key Largo! This 6,000 sq. ft. waterfront lot offers 60 feet of waterfrontage with direct Bay access and the significant advantage of an awarded Monroe County ROGO allocation. Approved building plans are included, with U.S. Army Corps of Engineers and Florida DEP approvals pending payment of required mitigation fees which seller will satisfy, offering buyers a tremendous head start toward building their Florida Keys retreat. The current owner is a licensed architect and can modify the existing plans to accommodate a buyer's preferences for a reasonable fee, subject to applicable approvals and ROGO requirements. Located in an established waterfront community with excellent boating access, this property presents a rare opportunity to acquire a waterfront homesite with substantial planning and permitting already completed. Bring your vision to life and enjoy the ultimate Florida Keys waterfront lifestyle!

Highlights

Listed by Mirtha Perez , 786-246-0192 The Listing Office, LLC. , 786-999-9837. REALTOR Association of Greater Miami and the Beach

Property Type

Vacant Land

Lot/Acreage
0.14

County

Monroe

Area

98 Florida Keys

Neighborhood

Sunset Waterways

Listing ID

A12104841

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Interior Features

Exterior Features

Lot:Flood Zone,< 1/4 Acre
Zoning:IS
Principal Interest
$5,872
Taxes
$234

Home Price

$1,100,000

Loan Details

30 yrs
7.03%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,872.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,872.40 $233.83 $0.00 $6,106.24
Yearly $70,468.83 $2,806.00 $0.00 $73,274.83
Total $2,114,065.02 $84,180.00 $0.00 $2,198,245.02

Today's Rates

30 Year

7.03%

20 Year

6.92%

15 Year

6.45%

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Market insight data is pulled from the same city as the listing being viewed (Key Largo, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by REALTOR Association of Greater Miami and the Beach, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-03T01:08:00.000Z

© 2026 REALTOR Association of Greater Miami and the Beach