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Pedro Casanova

| The KREN Group | Keller Williams Premier Properties | PLACE

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130 Indianapolis St , Palatka, FL 32640
$11,900
Est. Payment: $60.06/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

RARE BUILD-READY 2-LOT BUNDLE! Exceptional opportunity to own a legally combined 0.20-acre homesite in West Lake Terrace, Hawthorne, FL. The lot combination has already been completed to satisfy subdivision building requirements, with an official 911 address assigned, reflected on the Property Appraiser's website as a recorded plat and boundary survey available. Clean title, Warranty Deed at closing, ALTA Owner's Title Policy on record, no back taxes, and NOT a tax deed or quitclaim sale. Flat, high, dry, mostly cleared lot in Flood Zone X (no flood insurance required). R-2 zoning allows site-built, manufactured, mobile, and qualifying tiny homes (per local codes). No HOA, no deed restrictions, and no deadline to build. Electricity available nearby. Conveniently located near Gainesville, Palatka, UF, lakes, parks, and outdoor recreation, with St. Augustine and Atlantic beaches just over an hour away. Looking for more space? The adjacent build-ready double lot at 134 Indianapolis St (Parcel #11-10-23-9303-0010-0190) has also been legally combined, assigned a 911 address, and is available separately, creating a rare opportunity for an expanded homesite, family compound, or investment. Build now or hold for future appreciation!

Highlights

Listed by Mariya Stoyanova , 646-678-6477 United Realty Group Inc , 954-450-2000. REALTOR Association of Greater Miami and the Beach

Property Type

Vacant Land

Lot/Acreage
0.2

County

Putnam

Area

5940 Florida Other

Neighborhood

West Lake

Listing ID

A12053540

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Zoning:R-2
Principal Interest
$60
Taxes
$4

Home Price

$11,900

Loan Details

30 yrs
6.482%

Down Payment

20%
$2,380
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$60.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $60.06 $4.42 $0.00 $64.48
Yearly $720.72 $53.00 $0.00 $773.72
Total $21,621.68 $1,590.00 $0.00 $23,211.68

Today's Rates

30 Year

6.48%

20 Year

6.26%

15 Year

5.94%

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Market insight data is pulled from the same city as the listing being viewed (Palatka, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by REALTOR Association of Greater Miami and the Beach, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T03:56:26.000Z

© 2026 REALTOR Association of Greater Miami and the Beach