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Pedro Casanova

| The KREN Group | Keller Williams Premier Properties | PLACE

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1285 Hilltop Pl , St Cloud, FL 34772
$515,000
Est. Payment: $2,599.25/mo
4 Bed
3.5 Bath
3068 Sqft
Status: active | Days on site: 129
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Stunning 4BD/3.5BTH features a versatile flex room that can serve as a 5TH BEDROOM, gym or home office. Offering 3,088sqft of designed living space, this move in ready home blends modern style, functionality, & room for everyone. The 1ST floor features a flex room, mudroom, laundry room, & guest bath. At the heart of the home is the chef inspired kitchen, connecting to the family & dining areas, making it perfect for entertaining guests. Beautiful laminate flooring on the stairwell creates an elegant transition to the 2nd level. Upstairs, you'll find a spacious primary suite, 3 additional bedrooms, including 2 connected by a Jack & Jill bathroom & a large loft ideal for a game room, home theater, or 2nd living area. Adding to the home's thoughtful design is a convenient 2nd floor laundry chute that drops directly into the 1st floor laundry room. Step outside to the paved backyard, perfect for weekend BBQs & relaxing FL evenings. Plenty of room to add a custom pool, this outdoor space offers endless possibilities to create your own private backyard oasis & enjoy the FL lifestyle yr round. Perfectly located just mins from Lake Nona, Medical City, Orlando Int'l Airport, shopping, dining, & major roadways, this home delivers the lifestyle you've been searching for without the premium price tag. If you've been looking for a home w/ room to grow, work from home, entertain, & create lasting memories, your search ends here. Not a CDD community & low HOA fee.

Highlights

Listed by Carrie Castro PA , 786-338-1050 Real Estate Empire Group, Inc. , 305-592-1588. REALTOR Association of Greater Miami and the Beach

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

114 Monthly

Year Built

2021

County

Osceola

Area

5940 Florida Other

Neighborhood

Reserve at Pine Tree

Listing ID

A11988973

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Built-In Oven, Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Ceramic Tile,Laminate
Other:Dual Sinks,Eat-in Kitchen,First Floor Entry,Shower Only,Loft
Other:Public

Exterior Features

Lot:< 1/4 Acre
Zoning:Residential
Roof:Shingle
Others:Fence,Lighting,Porch,Patio,Room For Pool
Sewer:Public Sewer
Parking Features:Attached,Driveway,Garage,Paver Block,On Street,Garage Door Opener
Principal Interest
$2,599
Taxes
$490
HOA
$114

Home Price

$515,000

Loan Details

30 yrs
6.482%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,599.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,599.25 $490.00 $114.00 $3,203.25
Yearly $31,190.94 $5,880.00 $1,368.00 $38,438.94
Total $935,728.21 $176,400.00 $41,040.00 $1,153,168.21

Today's Rates

30 Year

6.48%

20 Year

6.26%

15 Year

5.94%

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Market insight data is pulled from the same city as the listing being viewed (St Cloud, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by REALTOR Association of Greater Miami and the Beach, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T03:56:26.000Z

© 2026 REALTOR Association of Greater Miami and the Beach